Fire My Mortgage
List every debt you carry. We'll sort them into the exact order that makes your payments work hardest — then you can print it and put it on the fridge.
v2.5 · Updated July 2026
Your Debts — Add Them All
Your Financial Commitments
Consumer debt and long-term secured debt serve different purposes. We organize them separately because they are often evaluated using different decision frameworks.
Payment Power — tackle these in this sequence to free up the most cashflow fastest. Each payoff releases a payment you can stack onto the next debt.
Mortgages and other secured, long-term debt. These aren't part of the payoff stack above — they're evaluated differently, using their own decision framework.
| # | Debt | Category | Type | Balance | Min. Payment | APR |
|---|
See how our strategy stacks these payments — eliminating each debt faster and redirecting that momentum straight at your mortgage.